
WHO WE ARE
Headquartered in Bathgate, West Lothian, Greenshoots Financial is a leading independent mortgage broker and insurance adviser with a strong presence across Scotland and beyond. Whether you're in West Lothian, Edinburgh, Glasgow, Argyll and Bute, or elsewhere in the UK, our expert team provides tailored mortgage and protection solutions with access to the entire UK market.
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With decades of combined experience, we pride ourselves on delivering honest, personalised advice - free from bias, as we’re not tied to any single lender. Our mission is straightforward: to secure the best mortgage rates, life insurance, and protection plans for our clients, enabling them to make informed financial decisions with confidence.
As we grow, we remain committed to community-focused service, investing in our team to ensure every client, whether local or remote, receives exceptional, friendly, and professional support. Our close-knit, dynamic advisers work tirelessly to find you the most competitive deals, backed by a vast network of UK lenders and insurers.
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At Greenshoots Financial, you’ll enjoy peace of mind, knowing that your mortgage or protection plan is tailored to your unique needs. From first-time buyers and remortgages to life cover and critical illness policies, we’re here to guide you every step of the way.

Greenshoots Financial and BetterU: A Partnership for Holistic Wellbeing
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At Greenshoots Financial, we believe that true wellness goes beyond financial security - nurturing every aspect of your life. That’s why we’re proud to announce our sponsorship of BetterU, an initiative dedicated to empowering individuals to take charge of their emotional, physical, and mental well-being.
Why Financial Health and Mental Wellbeing Go Hand in Hand
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Money matters can be a significant source of stress - managing mortgages, securing the proper insurance, or planning for the future. Financial uncertainty can take a toll on mental health, creating a cycle that’s hard to break.
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That’s where Greenshoots Financial steps in. We provide independent, expert guidance to help you make confident financial decisions. But we also recognise that financial wellness is just one piece of the puzzle. A balanced life requires care for the mind, body, and spirit - precisely what BetterU promotes.
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BetterU: Building Resilience, One Step at a Time
Founded by Declan Harrigan, BetterU champions preventative self-care, offering tools and resources to strengthen emotional, physical, and spiritual health. Just as we tailor financial solutions to individual needs, BetterU provides personalised strategies to help people thrive in all areas of life.
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Together, we’re on a mission to:
✔ Break the cycle of financial stress impacting mental well-being.
✔ Empower individuals with the tools to build resilience.
✔ Promote a proactive approach to health - financially, emotionally, and physically.
Join Us in Redefining Well-Being
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At Greenshoots Financial, we’re more than just mortgage and insurance advisers - we’re your partners in creating a fuller, healthier, and more secure life. By supporting BetterU, we’re taking a stand for holistic wellness because we believe everyone deserves to feel their best - inside and out.
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Let’s unlock potential together. Here’s to a brighter, BetterU.
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💚 #FinancialWellness #MentalHealthMatters #BetterTogether#BetterU